UPI completed 10 years in 2026, marking a decade of transforming digital payments in India. Launched in 2016 by NPCI, UPI has grown from 1.78 crore transactions in its first year to over 24,000 crore transactions, recording an almost 13,000-fold increase. Its instant, bank-to-bank payment system has made digital transactions faster, simpler, and more accessible across the country.